ING Records a Net Result of 6.327 Billion Euros in 2025
ING released its annual net result for the fiscal year 2025 on Thursday, amounting to 6.327 billion euros. This performance is based on the continuous growth of customer balances and commission revenues.
ING Group reported a net result of 6.327 billion euros for the fiscal year 2025, according to the press release published on Thursday, January 29, 2026. This annual performance reflects a sustained momentum of the Dutch group's activities. The group highlighted that this result was driven by continuous growth in customer balances and an increase in commission revenues. These two drivers indicate a progression in commercial activity across the group's key segments. The net result of 6.327 billion euros is the reference figure published for the entire fiscal year 2025, covering all of ING's activities during the period.
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The press release emphasizes two specific elements of the annual performance: the growth of customer balances and the increase in commission revenues. These two indicators are the explicit vectors of the performance reported. The expansion of customer balances reflects an increase in managed assets and deposits, while the growth in commission revenues indicates an increased activity in advisory, wealth management, and transactional services.
Global Operations and Financial Reporting
ING is a Dutch banking group operating internationally. The group annually publishes its consolidated financial results covering all its banking, insurance, and asset management activities. The 2025 results were released in the first quarter of 2026.
Another strong quarter, with continued commercial momentum, in line with our strategy to accelerate growth
Forte dynamique commerciale : croissance des prêts, progression structurelle des commissions, génération de capital solide permettant distributions additionnelles (annonce €1,6 bln dont €1,1 bln de rachats et €500 mln en cash). Résultats resilient avec NII commercial soutenu et fees en forte hausse.
Risks mentioned
Augmentation attendue des exigences réglementaires de fonds propres (CCyB, P2R, buffers sectoriels)
Impact attendu négatif d'environ €0,8 billion post tax lié à la cession prévue de l’activité en Russie
Risque macroéconomique et de marché (taux d’intérêt, change)
Risques opérationnels et réglementaires décrits dans la section 'Important legal information'
Opportunities identified
Poursuite de la croissance des commissions et des clients mobiles (objectif +1 mln mobile primary en 2025)
Repricing des dépôts et réduction des coûts de dépôt (impact 2025 estimé ~€1,1 bln pour zone euro retail)
Déploiement de capital excédentaire dans la croissance profitable et rachats d’actions
M&A sélectif basé sur critères stricts
The information presented in this article is provided for informational purposes only and does not constitute an investment recommendation, an incentive to buy or sell a financial asset, or investment advice. Readers are invited to conduct their own research before making any decision.
Investments in the stock market involve risks, including the risk of capital loss. Past performance of an asset or market is no guarantee of future results. Any investment decision should be made taking into account your personal financial situation, objectives and risk tolerance.
