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An unprecedented barometer conducted by IFOP for Stoïk, in partnership with METI and EY, reveals that medium-sized enterprises are becoming increasingly aware of cyber risk. However, this vigilance does not always translate into effective protection, due to a lack of suitable solutions.
The numbers speak for themselves: 81% of mid-sized company executives say they are prepared for a potential attack, and 73% have increased their cybersecurity budget for the next twelve months. Yet, only a slight majority - 51% - have actually taken out dedicated insurance. This dissonance illustrates the paradox of many businesses: risk awareness greatly exceeds actual coverage.Indeed, the danger is far from theoretical. A third of mid-sized companies report having already suffered a cyberattack, and over one in five were victimized in the past year. Companies with between 2,000 to 4,999 employees are even more at risk, with a rate of 42%. Among the feared threats, abrupt cessation of activity (36%) and leakage of sensitive data (29%) dominate, followed by investigative costs, system remediation, or ransom payments."Mid-sized companies have incorporated cybersecurity risk into their roadmap. They are actively preparing. What they expect now is not standard insurance, but a comprehensive model that helps them prioritize, prevent, and respond, » emphasizes Jules Veyrat, President and Co-Founder of Stoïk, a leading player in cyber insurance.
The barometer also highlights a clear request from business leaders. 64% desire full compensation in case of a claim, nearly one in two managers anticipate the need for preventive tools, and 43% would like to be able to call upon a team of cybersecurity experts in case of a crisis. These are all elements that express a desire to go beyond simple compensation: companies are demanding a service-based insurance, capable of combining prevention, assistance, and protection.The economic weight of Intermediate-sized Enterprises (ETIs) makes this vulnerability particularly sensitive. With 7,200 companies, they generate over 1,000 billion euros in revenue, represent a quarter of employment in France, and account for 38% of industrial employment. Their role in the economy makes them prime targets for cybercriminals. « This barometer shows that they are fully aware of this » emphasizes Alexandre Montay, General Delegate of the METI. « But as is often the case, they seem to suffer from a relative inadequacy of the support offered to them."The conclusion is clear: the cybersecurity of ETIs has become a national issue, at the intersection of economic resilience and digital sovereignty.
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