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Long considered precarious, freelancers and independent workers are not just surviving, they are thriving. According to a survey by the online accounting firm ACASI, they earn on average 96% more than their salaried counterparts in equivalent professions. This is a striking difference that the majority of French people still remain unaware of.
The study conducted among 4,101 French individuals reveals a significant gap between perception and reality. More than half of the respondents (53%) believe they would earn less by becoming self-employed—a bias rooted in the collective imagination. In reality, data from Urssaf and INSEE shows the opposite: in almost every sector, self-employed individuals outperform their salaried counterparts.In business consulting, an independent consultant earns a net annual income of 127,320 euros, compared to 67,219 euros for an employee, a difference of +89%. The same trend is observed in retail (+159%), construction (+129%), healthcare (+96%), and transportation (+77%). Only personal services show a more modest but still favorable difference (+28%)."For the top 10% of earners, the advantage of being self-employed is consistent, » notes Jonathan Cohen, founder of ACASI. « However, it must be weighed against the social protections provided to employees."
While the economic reality favors independence, the fear of taking a leap into the unknown remains prevalent: 61% of employees are apprehensive about becoming freelancers. Leading the list of concerns is income uncertainty (82%), followed by mental burden and isolation (77%), and administrative complexity (71%).To make the jump, 89% of employees would like to have at least one signed contract before starting, and more than 70% would seek support from a platform or an experienced peer.Thus, while the income gap is no longer a point of contention, cultural and psychological barriers remain the main obstacles to the growth of the freelance sector.
This article was automatically translated by AI. The information presented is for informational purposes only and does not constitute investment advice, a recommendation to buy or sell any financial instrument, or a solicitation. Readers should conduct their own research before making any decisions. Investing in the stock market involves risks, including the loss of capital. Past performance of an asset or market is not indicative of future results. Any investment decision should take into account your personal financial situation, objectives, and risk tolerance.
